/* ===== TRUST CAPITAL – GLOBAL STYLES ===== */
:root {
  --tc-blue: #0e6bff;
  --tc-blue-dark: #0552cc;
  --tc-blue-light: #e8f0ff;
  --tc-teal: #00c9b1;
  --tc-navy: #0a1f44;
  --tc-gray: #6b7280;
  --tc-bg: #f8faff;
  --tc-white: #ffffff;
  --tc-border: #e2e8f0;
  --shadow-sm: 0 2px 8px rgba(14,107,255,0.08);
  --shadow-md: 0 8px 30px rgba(14,107,255,0.12);
  --shadow-lg: 0 20px 60px rgba(14,107,255,0.18);
  --radius: 16px;
  --radius-sm: 10px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', sans-serif;
  color: var(--tc-navy);
  background: var(--tc-white);
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 { font-family: 'Sora', sans-serif; }

/* ===== NAVBAR ===== */
.tc-navbar {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--tc-border);
  padding: 0.9rem 0;
  transition: box-shadow 0.3s;
}
.tc-navbar.scrolled { box-shadow: var(--shadow-md); }
.brand-icon {
  width: 36px; height: 36px;
  background: var(--tc-blue);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  position: relative; font-size: 1.1rem; color: white;
}
.brand-icon span {
  position: absolute; font-family: 'Sora',sans-serif;
  font-weight: 800; font-size: 0.85rem; color: white;
}
.brand-icon.sm { width: 28px; height: 28px; font-size: 0.85rem; border-radius: 8px; }
.brand-name { font-family: 'Sora', sans-serif; font-weight: 700; font-size: 1.1rem; color: var(--tc-navy); }
.tc-navbar .nav-link { font-weight: 500; color: var(--tc-navy); padding: 0.5rem 0.75rem; border-radius: 8px; transition: all 0.2s; }
.tc-navbar .nav-link:hover, .tc-navbar .nav-link.active { color: var(--tc-blue); background: var(--tc-blue-light); }
.tc-dropdown { border: 1px solid var(--tc-border); border-radius: var(--radius-sm); box-shadow: var(--shadow-md); }
.tc-dropdown .dropdown-item { padding: 0.6rem 1rem; font-weight: 500; }
.tc-dropdown .dropdown-item:hover { background: var(--tc-blue-light); color: var(--tc-blue); }

/* ===== BUTTONS ===== */
.tc-btn-primary {
  background: var(--tc-blue); color: white; border: none;
  border-radius: 10px; font-weight: 600; font-family: 'Sora',sans-serif;
  padding: 0.55rem 1.25rem;
  transition: all 0.25s; box-shadow: 0 4px 15px rgba(14,107,255,0.35);
}
.tc-btn-primary:hover { background: var(--tc-blue-dark); color: white; transform: translateY(-2px); box-shadow: 0 6px 20px rgba(14,107,255,0.45); }
.tc-btn-outline {
  background: transparent; color: var(--tc-blue); border: 2px solid var(--tc-blue);
  border-radius: 10px; font-weight: 600; font-family: 'Sora',sans-serif;
  padding: 0.55rem 1.25rem; transition: all 0.25s;
}
.tc-btn-outline:hover { background: var(--tc-blue); color: white; transform: translateY(-2px); }
.tc-btn-outline.white { color: white; border-color: white; }
.tc-btn-outline.white:hover { background: white; color: var(--tc-blue); }

/* ===== HERO ===== */
.hero-section {
  background: linear-gradient(135deg, #0a1f44 0%, #0e6bff 60%, #00c9b1 100%);
  min-height: 100vh;
  position: relative;
  overflow: hidden;
  padding-top: 80px;
}
.hero-bg-circles { position: absolute; inset: 0; pointer-events: none; }
.circle {
  position: absolute; border-radius: 50%;
  background: rgba(255,255,255,0.05);
}
.c1 { width: 600px; height: 600px; top: -200px; right: -100px; }
.c2 { width: 400px; height: 400px; bottom: -100px; left: 10%; }
.c3 { width: 200px; height: 200px; top: 30%; left: 5%; }

.badge-pill {
  display: inline-flex; align-items: center;
  background: rgba(255,255,255,0.15); color: white;
  border: 1px solid rgba(255,255,255,0.3); border-radius: 50px;
  padding: 0.35rem 1rem; font-size: 0.78rem; font-weight: 600; letter-spacing: 0.5px;
}
.hero-heading {
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 800; color: white; line-height: 1.15;
}
.hero-sub { color: rgba(255,255,255,0.8); font-size: 1.05rem; line-height: 1.7; }
.highlight { color: #7dd3fc; }
.highlight-light { color: #7dd3fc; }

.stat-num { font-family: 'Sora', sans-serif; font-size: 1.8rem; font-weight: 800; color: white; }
.stat-label { font-size: 0.78rem; color: rgba(255,255,255,0.7); }
.stat-divider { width: 1px; background: rgba(255,255,255,0.2); align-self: stretch; }

.hero-avatars { display: flex; align-items: center; }
.avatar-group { display: flex; }
.av { width: 32px; height: 32px; border-radius: 50%; border: 2px solid white; margin-left: -8px; }
.av:first-child { margin-left: 0; }
.av1 { background: #f97316; }
.av2 { background: #10b981; }
.av3 { background: #8b5cf6; }
.av4 { background: #ec4899; }

/* BANK CARD */
.hero-card-stack { position: relative; width: 340px; height: 280px; }
.bank-card {
  width: 300px; border-radius: 20px; padding: 1.5rem;
  position: absolute; font-family: 'Sora', sans-serif;
  color: white; transition: transform 0.4s;
}
.card-back {
  background: linear-gradient(135deg, #0552cc, #0e6bff);
  bottom: 0; left: 40px; transform: rotate(-6deg);
  filter: brightness(0.8);
}
.card-front {
  background: linear-gradient(135deg, #0a1f44, #1e40af);
  top: 0; left: 0;
  box-shadow: 0 20px 50px rgba(0,0,0,0.4);
}
.card-chip {
  width: 40px; height: 30px; border-radius: 6px;
  background: linear-gradient(135deg, #fbbf24, #f59e0b);
  margin: 1rem 0;
}
.card-number { font-size: 1.05rem; letter-spacing: 3px; margin-bottom: 1rem; }
.card-bottom { font-size: 0.78rem; }
.card-bottom .label { font-size: 0.65rem; opacity: 0.7; margin-bottom: 2px; }
.visa-logo { font-style: italic; font-size: 1.2rem; font-weight: 800; }
.card-top { margin-bottom: 0.5rem; }

.floating-badge {
  position: absolute; background: white; border-radius: 14px;
  padding: 0.6rem 1rem; display: flex; align-items: center; gap: 0.6rem;
  box-shadow: 0 8px 24px rgba(0,0,0,0.15); font-family: 'Sora',sans-serif;
  animation: float 3s ease-in-out infinite;
}
.badge-bal { top: -20px; right: -20px; }
.badge-transfer { bottom: -20px; right: 10px; animation-delay: 1.5s; }
.fb-icon {
  width: 36px; height: 36px; border-radius: 10px;
  background: var(--tc-blue-light); color: var(--tc-blue);
  display: flex; align-items: center; justify-content: center; font-size: 1.1rem;
}
.fb-icon.green { background: #dcfce7; color: #16a34a; }
.fb-label { font-size: 0.7rem; color: var(--tc-gray); }
.fb-val { font-size: 0.9rem; font-weight: 700; color: var(--tc-navy); }

@keyframes float {
  0%,100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

/* ===== PARTNERS ===== */
.partners-section { background: white; padding: 2.5rem 0; border-bottom: 1px solid var(--tc-border); }
.partner-logo {
  font-family: 'Sora',sans-serif; font-weight: 700; font-size: 1rem;
  color: var(--tc-gray); opacity: 0.6; transition: opacity 0.2s;
}
.partner-logo:hover { opacity: 1; }

/* ===== SECTIONS ===== */
.section-pad { padding: 80px 0; }
.bg-light-blue { background: var(--tc-bg); }
.section-tag {
  display: inline-block; background: var(--tc-blue-light);
  color: var(--tc-blue); font-size: 0.75rem; font-weight: 700;
  letter-spacing: 1.5px; padding: 0.3rem 0.9rem; border-radius: 50px; margin-bottom: 1rem;
}
.section-tag.light { background: rgba(255,255,255,0.15); color: white; }
.section-heading { font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 700; line-height: 1.25; }

/* ===== ABOUT IMG COLLAGE ===== */
.about-img-collage { position: relative; }
.img-main { width: 100%; max-width: 380px; border-radius: var(--radius); object-fit: cover; height: 300px; }
.img-sm { width: 150px; height: 120px; object-fit: cover; border-radius: var(--radius-sm); position: absolute; border: 4px solid white; box-shadow: var(--shadow-md); }
.img-sm1 { bottom: -30px; right: 20px; }
.years-badge {
  position: absolute; top: 20px; left: 20px; background: var(--tc-blue);
  color: white; border-radius: var(--radius-sm); padding: 0.75rem 1.25rem; font-family: 'Sora',sans-serif; text-align: center;
}
.years-badge strong { display: block; font-size: 1.6rem; font-weight: 800; }
.years-badge span { font-size: 0.72rem; opacity: 0.9; }

/* ===== FEATURE ITEMS ===== */
.feature-icon {
  width: 52px; height: 52px; min-width: 52px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center; font-size: 1.3rem;
}
.feature-icon.blue { background: var(--tc-blue-light); color: var(--tc-blue); }
.feature-icon.teal { background: #ccfbf1; color: #0d9488; }
.feature-icon.orange { background: #fff7ed; color: #ea580c; }

/* ===== SERVICE CARDS ===== */
.service-card {
  background: white; border-radius: var(--radius); padding: 2rem;
  border: 1px solid var(--tc-border); transition: all 0.3s;
  height: 100%;
}
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: var(--tc-blue); }
.service-card.active-card { background: var(--tc-blue); color: white; border-color: var(--tc-blue); }
.sc-icon {
  width: 52px; height: 52px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; margin-bottom: 1rem;
}
.sc-icon.blue { background: var(--tc-blue-light); color: var(--tc-blue); }
.sc-icon.teal { background: #ccfbf1; color: #0d9488; }
.sc-icon.green { background: #dcfce7; color: #16a34a; }
.sc-icon.white { background: rgba(255,255,255,0.2); color: white; }
.sc-link { color: var(--tc-blue); font-weight: 600; text-decoration: none; font-size: 0.9rem; }
.sc-link:hover { text-decoration: underline; }
.sc-link.white { color: white; }

/* ===== EXCHANGE TABLE ===== */
.exchange-table-wrap {
  background: white; border-radius: var(--radius); padding: 1.5rem 2rem;
  border: 1px solid var(--tc-border); box-shadow: var(--shadow-sm);
}
.tc-table th { font-size: 0.8rem; font-weight: 700; color: var(--tc-gray); text-transform: uppercase; letter-spacing: 1px; border-color: var(--tc-border); }
.tc-table td { vertical-align: middle; border-color: var(--tc-border); font-weight: 500; }
.flag { font-size: 1.1rem; margin-right: 0.5rem; }
.trend.up { color: #16a34a; font-size: 0.8rem; }
.trend.down { color: #dc2626; font-size: 0.8rem; }

/* ===== PLATFORM CARDS ===== */
.platform-card {
  background: white; border-radius: var(--radius); padding: 1.75rem;
  border: 1px solid var(--tc-border); transition: all 0.3s;
}
.platform-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.pc-icon {
  width: 48px; height: 48px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.25rem; margin-bottom: 1rem;
}
.pc-icon.blue { background: var(--tc-blue-light); color: var(--tc-blue); }
.pc-icon.teal { background: #ccfbf1; color: #0d9488; }
.pc-icon.purple { background: #f3e8ff; color: #9333ea; }
.pc-icon.orange { background: #fff7ed; color: #ea580c; }
.pc-icon.green { background: #dcfce7; color: #16a34a; }
.pc-icon.red { background: #fee2e2; color: #dc2626; }

/* ===== LOCAL CARDS ===== */
.local-card {
  background: white; border: 1px solid var(--tc-border); border-radius: var(--radius-sm);
  padding: 1rem; display: flex; flex-direction: column; align-items: center; gap: 0.5rem;
  text-align: center; transition: all 0.2s; font-size: 0.82rem; font-weight: 500;
}
.local-card:hover { border-color: var(--tc-blue); box-shadow: var(--shadow-sm); }
.local-flag { font-size: 1.8rem; }

/* ===== GRADIENT BG ===== */
.bg-gradient-blue { background: linear-gradient(135deg, var(--tc-navy), var(--tc-blue)); }

/* ===== TESTIMONIALS ===== */
.testimonial-card {
  background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius); padding: 1.75rem; color: white; height: 100%;
  backdrop-filter: blur(10px);
}
.stars { color: #fbbf24; font-size: 0.95rem; }
.tc-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 0.85rem; font-family: 'Sora',sans-serif;
  min-width: 44px;
}
.av-blue { background: var(--tc-blue); color: white; }
.av-green { background: #16a34a; color: white; }
.av-orange { background: #ea580c; color: white; }

/* ===== CTA SECTION ===== */
.cta-section { padding: 60px 0; }
.cta-card {
  background: linear-gradient(135deg, var(--tc-bg), #dbeafe);
  border: 1px solid #bfdbfe; border-radius: 24px;
  padding: 3rem 3.5rem; position: relative; overflow: hidden;
}
.cta-bg-circle {
  position: absolute; width: 300px; height: 300px;
  border-radius: 50%; background: rgba(14,107,255,0.05);
  right: -80px; top: -80px; pointer-events: none;
}

/* ===== FOOTER ===== */
.tc-footer {
  background: var(--tc-navy);
  padding: 60px 0 0;
}
.footer-heading { font-family: 'Sora',sans-serif; font-weight: 700; color: white; margin-bottom: 1.25rem; font-size: 0.9rem; text-transform: uppercase; letter-spacing: 1px; }
.footer-links { list-style: none; padding: 0; }
.footer-links li { margin-bottom: 0.6rem; }
.footer-links a { color: rgba(255,255,255,0.6); text-decoration: none; font-size: 0.9rem; transition: color 0.2s; }
.footer-links a:hover { color: var(--tc-teal); }
.footer-contact { list-style: none; padding: 0; }
.footer-contact li { color: rgba(255,255,255,0.6); font-size: 0.9rem; margin-bottom: 0.7rem; display: flex; align-items: center; }
.footer-contact a { color: rgba(255,255,255,0.6); text-decoration: none; }
.footer-contact a:hover { color: var(--tc-teal); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-bottom: 1.5rem; margin-top: 1rem; }
.footer-bottom a:hover { color: var(--tc-teal) !important; }
.soc-btn {
  width: 36px; height: 36px; border-radius: 50%;
  background: rgba(255,255,255,0.1); color: rgba(255,255,255,0.7);
  display: flex; align-items: center; justify-content: center;
  text-decoration: none; transition: all 0.2s;
}
.soc-btn:hover { background: var(--tc-blue); color: white; }

/* ===== PAGE HERO ===== */
.page-hero {
  background: linear-gradient(135deg, #0a1f44 0%, #0e6bff 100%);
  padding: 140px 0 80px;
  position: relative; overflow: hidden;
}
.page-hero::after {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.page-hero-content { position: relative; z-index: 1; }
.page-hero h1 { font-size: clamp(2rem, 4vw, 3.2rem); font-weight: 800; color: white; }
.page-hero p { color: rgba(255,255,255,0.8); max-width: 560px; }
.breadcrumb-item a { color: rgba(255,255,255,0.6); text-decoration: none; }
.breadcrumb-item.active { color: white; }
.breadcrumb-divider { color: rgba(255,255,255,0.4); }

/* ===== ABOUT PAGE ===== */
.about-stat-card {
  background: linear-gradient(135deg, var(--tc-blue), #0552cc);
  color: white; border-radius: var(--radius); padding: 2rem; text-align: center;
}
.about-stat-num { font-size: 2.5rem; font-weight: 800; font-family: 'Sora',sans-serif; }
.about-stat-label { font-size: 0.85rem; opacity: 0.85; }

/* ===== PERSONAL / BUSINESS PAGE ===== */
.product-card {
  border-radius: var(--radius); overflow: hidden; border: 1px solid var(--tc-border);
  transition: all 0.3s; height: 100%;
}
.product-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-6px); }
.product-card-header {
  padding: 1.75rem;
  background: linear-gradient(135deg, var(--tc-blue-light), white);
}
.product-card-body { padding: 1.75rem; }

/* ===== LOANS PAGE ===== */
.loan-calc {
  background: white; border-radius: var(--radius);
  border: 1px solid var(--tc-border); padding: 2rem;
}
.loan-summary {
  background: linear-gradient(135deg, var(--tc-blue), #0552cc);
  color: white; border-radius: var(--radius); padding: 2rem;
}
.monthly-payment { font-size: 2.5rem; font-weight: 800; font-family: 'Sora',sans-serif; }
.range-input { -webkit-appearance: none; width: 100%; height: 6px; border-radius: 3px; background: var(--tc-border); outline: none; }
.range-input::-webkit-slider-thumb {
  -webkit-appearance: none; width: 18px; height: 18px;
  border-radius: 50%; background: var(--tc-blue); cursor: pointer;
  box-shadow: 0 2px 6px rgba(14,107,255,0.4);
}

/* ===== LOGIN / REGISTER ===== */
.auth-section {
  min-height: 100vh; display: flex;
  background: linear-gradient(135deg, #0a1f44 0%, #0e6bff 100%);
  padding-top: 80px;
}
.auth-left {
  flex: 1; display: flex; flex-direction: column; justify-content: center;
  padding: 4rem; color: white; position: relative; overflow: hidden;
}
.auth-left::before {
  content: ''; position: absolute; width: 500px; height: 500px;
  border-radius: 50%; background: rgba(255,255,255,0.04);
  top: -150px; left: -100px;
}
.auth-right {
  flex: 1; background: white;
  display: flex; align-items: center; justify-content: center;
  padding: 3rem 2rem;
}
.auth-card { width: 100%; max-width: 480px; }
.form-control, .form-select {
  border-radius: 10px; border: 1.5px solid var(--tc-border);
  padding: 0.7rem 1rem; font-family: 'DM Sans',sans-serif; font-size: 0.95rem;
  transition: border-color 0.2s;
}
.form-control:focus, .form-select:focus {
  border-color: var(--tc-blue); box-shadow: 0 0 0 3px rgba(14,107,255,0.12);
}
.form-label { font-weight: 600; font-size: 0.88rem; margin-bottom: 0.4rem; }
.input-group-text { border-radius: 10px 0 0 10px !important; background: var(--tc-bg); border: 1.5px solid var(--tc-border); border-right: none; color: var(--tc-gray); }
.input-group .form-control { border-radius: 0 10px 10px 0 !important; }
.step-indicator { display: flex; gap: 0.5rem; margin-bottom: 2rem; }
.step-dot { flex: 1; height: 4px; border-radius: 2px; background: var(--tc-border); transition: background 0.3s; }
.step-dot.active { background: var(--tc-blue); }
.step-dot.done { background: var(--tc-teal); }

/* ===== SPECIAL OFFER BANNER ===== */
.offer-banner {
  background: linear-gradient(135deg, var(--tc-navy), #1e40af);
  border-radius: var(--radius); padding: 2.5rem; color: white;
  border: 1px solid rgba(255,255,255,0.1); position: relative; overflow: hidden;
}
.offer-amount {
  font-size: 2rem; font-weight: 800; color: #fbbf24;
  font-family: 'Sora',sans-serif;
}

/* ===== LOAN TYPE CARDS ===== */
.loan-type-card {
  border-radius: var(--radius-sm); padding: 1.5rem; text-align: center;
  border: 1px solid var(--tc-border); transition: all 0.3s; cursor: pointer;
}
.loan-type-card:hover, .loan-type-card.active { border-color: var(--tc-blue); background: var(--tc-blue-light); }
.loan-type-icon { font-size: 2rem; margin-bottom: 0.75rem; }

/* ===== WHY CHOOSE ===== */
.why-card {
  padding: 1.75rem; border-radius: var(--radius);
  border: 1px solid var(--tc-border); height: 100%;
  transition: all 0.3s;
}
.why-card:hover { box-shadow: var(--shadow-md); border-color: var(--tc-blue); }

/* ===== MOBILE APP SECTION ===== */
.app-section {
  background: linear-gradient(135deg, var(--tc-navy), #1e3a8a);
  border-radius: 28px; padding: 4rem; color: white;
  overflow: hidden; position: relative;
}
.app-section::before {
  content: ''; position: absolute; width: 400px; height: 400px;
  border-radius: 50%; background: rgba(255,255,255,0.03);
  right: -100px; bottom: -100px;
}
.app-badge {
  display: inline-flex; align-items: center; gap: 0.5rem;
  background: rgba(255,255,255,0.1); color: rgba(255,255,255,0.9);
  border: 1px solid rgba(255,255,255,0.2); border-radius: 50px;
  padding: 0.3rem 0.9rem; font-size: 0.75rem; font-weight: 600;
}
.store-btn {
  display: inline-flex; align-items: center; gap: 0.75rem;
  background: white; color: var(--tc-navy); border-radius: 12px;
  padding: 0.75rem 1.5rem; text-decoration: none; font-weight: 600;
  transition: all 0.2s; font-family: 'Sora',sans-serif;
}
.store-btn:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(0,0,0,0.2); color: var(--tc-navy); }
.store-btn i { font-size: 1.3rem; }
.phone-mockup {
  width: 200px; background: var(--tc-navy); border-radius: 30px;
  padding: 1rem; border: 8px solid rgba(255,255,255,0.15);
  box-shadow: 0 30px 60px rgba(0,0,0,0.3);
}
.phone-screen { background: linear-gradient(180deg, #1e40af, #0e6bff); border-radius: 18px; height: 350px; padding: 1rem; }
.ps-balance { font-size: 0.65rem; color: rgba(255,255,255,0.7); }
.ps-amount { font-size: 1.4rem; font-weight: 800; color: white; font-family: 'Sora',sans-serif; }
.ps-card { background: rgba(255,255,255,0.1); border-radius: 12px; padding: 0.75rem; margin-top: 0.75rem; }
.ps-card-label { font-size: 0.6rem; color: rgba(255,255,255,0.6); }
.ps-card-val { font-size: 0.85rem; font-weight: 700; color: white; }

/* ===== INTEGRATION ICONS ===== */
.integration-grid { display: flex; flex-wrap: wrap; gap: 1.5rem; align-items: center; }
.intg-item { display: flex; flex-direction: column; align-items: center; gap: 0.4rem; }
.intg-icon {
  width: 56px; height: 56px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center; font-size: 1.5rem;
  box-shadow: var(--shadow-sm); border: 1px solid var(--tc-border); background: white;
}
.intg-label { font-size: 0.72rem; font-weight: 600; color: var(--tc-gray); }

/* ===== SCROLL-TRIGGERED ANIMATION ===== */
.fade-in { opacity: 0; transform: translateY(30px); transition: opacity 0.6s ease, transform 0.6s ease; }
.fade-in.visible { opacity: 1; transform: translateY(0); }

/* ===== RESPONSIVE ===== */
@media (max-width: 991px) {
  .auth-left { display: none; }
  .auth-right { flex: 1; }
  .hero-card-stack { width: 280px; height: 220px; }
  .bank-card { width: 240px; }
}
@media (max-width: 767px) {
  .section-pad { padding: 50px 0; }
  .cta-card { padding: 2rem 1.5rem; }
  .app-section { padding: 2.5rem 1.5rem; }
  .exchange-table-wrap { padding: 1rem; }
  .hero-card-stack { display: none; }
}
@media (max-width: 575px) {
  .hero-heading { font-size: 2rem; }
  .hero-stats { flex-direction: column; gap: 0.5rem !important; }
  .stat-divider { display: none; }
}

/* ===== UTILS ===== */
.fw-500 { font-weight: 500; }
.fw-600 { font-weight: 600; }
.fw-700 { font-weight: 700; }